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PA Housing Finance Agency (PHFA)

Pennsylvania Housing Finance Agency (PHFA)

The Pennsylvania Housing Finance Agency works to provide affordable homeownership and rental apartment options for older adults, low- and moderate-income families, and people with special housing needs. Through its carefully managed mortgage programs and investments in multifamily housing developments, as well as funding provided for community development projects, PHFA also promotes economic development across the state.

In addition to affordable homeownership programs, PHFA also provides:

  • Downpayment and Closing Cost Assistance
  • Free Homebuyers Education
  • Loan programs for home improvements and repairs